Free South African Calculators

VATCapital gainsCustoms dutyPension tax

Tax & SARS

Calculate VAT, capital gains tax, customs duty on imports, and pension or RA tax.

Compound interestTFSACurrency converterRA tax benefit

Saving & investing

Project your savings growth, work out your TFSA cap, and see what SARS gives back on retirement contributions.

Bond calculatorAffordabilityTransfer costsFirst Home Finance

Buying a home

Work out your monthly bond, find the max home loan you qualify for, and plan your deposit.

Vehicle financeCar affordabilityBalloon impactCost of credit

Buying a car

Work out your monthly car instalment with deposit, trade-in and balloon — and the price you qualify for.

Toll & fuel42 vehicles45 routesMulti-leg trips

Road trips

Find out what fuel and toll fees will cost you for any drive between SA cities.

Inverter sizingBattery capacityPrepaid unitsSolar guide

Energy & solar

Find the right inverter and battery for load shedding, and check what your prepaid buys.

APS scoreUniversity cutoffsFaculty match

Studies & APS

Add up your matric marks and see which SA universities and degrees will accept you.

ID decoderCheck digitCitizenship

ID number

Decode any SA ID number — pulls out date of birth, age, gender and citizenship.

Every tool

All run in your browser — nothing leaves your device

Salary & PAYE Calculator

Exact take-home pay after PAYE and UIF. Includes medical aid credits and pension/RA deductions.

UIF Calculator

See how much UIF you and your employer contribute — and estimate your retrenchment benefit.

VAT Calculator

Add or remove South Africa's 15% VAT from any amount instantly. Inclusive and exclusive.

APS Score Calculator

Calculate your Admission Point Score and see which SA universities and degrees you qualify for.

StudiesOpen

ID Number Decoder

Decode your 13-digit SA ID number — reveal date of birth, age, gender, and citizenship status.

IdentityOpen

Road Trip Cost Calculator

Exact fuel and toll cost for any SA route. Pick your vehicle, get a full toll-by-toll breakdown.

DrivingOpen

Distance Calculator

Driving distance, drive time and fuel cost between any two SA towns. 120+ towns, 100+ verified corridors.

DrivingOpen

Hourly Rate Calculator

Convert your monthly or annual gross salary to an hourly rate based on your contracted hours.

Overtime Calculator

Exact overtime pay under the BCEA — weekday, Sunday, and public holiday rates.

Pro-Rata Salary Calculator

Partial-month pay when you start or leave mid-month — calendar-day method.

Pension Withdrawal Tax

SARS tax on pension or provident fund withdrawals — both retirement and early exit.

Capital Gains Tax

Estimate SA CGT on the sale of assets. R40,000 annual exclusion + 40% inclusion rate applied.

Retrenchment Calculator

Full retrenchment package — BCEA severance, notice, leave, and SARS tax with R550k exemption.

Two-Pot Withdrawal Calculator

Savings-pot withdrawal — exact SARS marginal-rate tax, admin fee, and what hits your bank.

RA Tax Benefit Calculator

How much SARS subsidises your retirement annuity. Section 11F — 27.5% / R350k limit applied.

Customs Duty Calculator

SARS import duty and VAT on Shein, Temu, Amazon. Every import is taxed — see exactly how much.

Prepaid Electricity

How many kWh does your prepaid buy? Enter your amount and see how long it'll last.

EnergyOpen

Inverter & Battery

Size your inverter and battery for load shedding. Pick your appliances, get a cost estimate.

EnergyOpen

Compound Interest Calculator

Future value of any rand investment with monthly contributions, year-by-year breakdown, and inflation-adjusted view.

MoneyOpen

TFSA Calculator

Project tax-free savings growth with R36k/R500k caps applied. See when you'll hit the cap and how much SARS tax you save.

MoneyOpen

Currency Converter

Live mid-market rates for USD, EUR, GBP and 30+ currencies into rand. Updated hourly. No sign-up.

MoneyOpen

Vehicle Finance Calculator

Monthly car instalment with deposit, trade-in, balloon. Total interest, cost of credit, NCA fees included.

Car Affordability Calculator

Maximum car price you qualify for from your gross income, debt and deposit. NCA-aligned 25% / 36% rules.

Cost of Ownership Calculator

True 5-year cost of any SA car — depreciation, fuel, insurance, maintenance, tyres and licensing. Per-vehicle pages for 42 models.

Compare Two Cars

Head-to-head 5-year ownership cost for any two SA vehicles — see the full breakdown side by side and find the cheaper car to own.

Credit Shortfall Calculator

Find out if you're underwater on your car loan — and by how much. Compare all 6 SA credit shortfall cover providers.