Cardiologist vs Actuarial Scientist
Salary Comparison.
Side-by-side monthly salary breakdown for South Africa in 2026 — entry to senior level, gross before tax.
Cardiologist earns 73% more than Actuarial Scientist
Median R 135 000/month vs R 78 000/month — a R 57 000/month difference
Cardiologist
R 1 620 000/year
514% above SA workforce median
Actuarial Scientist
R 936 000/year
255% above SA workforce median
Salary by experience level
| Level | Cardiologist | Actuarial Scientist |
|---|---|---|
| Entry-level(0–2 yrs) | R 70 000 | R 28 000 |
| Mid-level(3–6 yrs) | R 130 000 | R 78 000 |
| Senior(7+ yrs) | R 220 000 | R 145 000 |
Median monthly gross before PAYE tax · South Africa 2026
Salary range comparison
Entry-level
Mid-level
Senior
Key differences
Cardiologist
Demand for cardiologists in South Africa is rising due to increasing cardiovascular disease incidence. The public sector faces a critical shortage, while private demand is driven by growing medical aid uptake.
Actuarial Scientist
Actuaries are in extremely short supply in South Africa, and demand from both traditional insurance and new fields (fintech, data science) is accelerating.
See your actual take-home pay
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Frequently asked questions
Which earns more — a Cardiologist or a Actuarial Scientist in South Africa?▾
A Cardiologist earns more on average. The median monthly salary for a Cardiologist is R 135 000/month, compared to R 78 000/month for a Actuarial Scientist — a difference of R 57 000/month (73% higher).
What is the Cardiologist salary in South Africa in 2026?▾
The median Cardiologist salary in South Africa is R 135 000/month gross in 2026. Entry-level positions pay R 60 000–R 85 000/month, mid-level pays R 100 000–R 180 000/month, and senior roles pay R 160 000–R 350 000/month.
What is the Actuarial Scientist salary in South Africa in 2026?▾
The median Actuarial Scientist salary in South Africa is R 78 000/month gross in 2026. Entry-level positions pay R 22 000–R 35 000/month, mid-level pays R 60 000–R 100 000/month, and senior roles pay R 100 000–R 250 000/month.
How do I calculate take-home pay for a Cardiologist or Actuarial Scientist?▾
Use the Rand Tools PAYE calculator. Enter the gross monthly salary and it will calculate your exact take-home pay after PAYE income tax, UIF (1% of gross, capped at R177.12/month), and any pension or medical aid contributions.