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Actuarial Scientist vs Surgeon
Salary Comparison.

Side-by-side monthly salary breakdown for South Africa in 2026 — entry to senior level, gross before tax.

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Surgeon earns 67% more than Actuarial Scientist

Median R 130 000/month vs R 78 000/month — a R 52 000/month difference

Actuarial Scientist

R78k/month

R 936 000/year

255% above SA workforce median

Higher earner

Surgeon

R130k/month

R 1 560 000/year

491% above SA workforce median

Salary by experience level

LevelActuarial ScientistSurgeon
Entry-level(0–2 yrs)R 28 000R 65 000
Mid-level(3–6 yrs)R 78 000R 115 000
Senior(7+ yrs)R 145 000R 230 000

Median monthly gross before PAYE tax · South Africa 2026

Salary range comparison

Entry-level

Actuarial Scientist
R 28 000
Surgeon
R 65 000

Mid-level

Actuarial Scientist
R 78 000
Surgeon
R 115 000

Senior

Actuarial Scientist
R 145 000
Surgeon
R 230 000
Actuarial ScientistSurgeon

Key differences

Actuarial Scientist

Salary rangeR22kR250k
MedianR 78 000/month
Annual (median)R936k

Actuaries are in extremely short supply in South Africa, and demand from both traditional insurance and new fields (fintech, data science) is accelerating.

Full Actuarial Scientist salary guide →

Surgeon

Salary rangeR55kR400k
MedianR 130 000/month
Annual (median)R1.6m

South Africa has a severe shortage of surgeons, particularly in the public sector. Private sector demand is growing with rising medical aid penetration. International emigration of surgeons creates ongoing vacancies.

Full Surgeon salary guide →

See your actual take-home pay

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Frequently asked questions

Which earns more — a Actuarial Scientist or a Surgeon in South Africa?

A Surgeon earns more on average. The median monthly salary for a Surgeon is R 130 000/month, compared to R 78 000/month for a Actuarial Scientist — a difference of R 52 000/month (67% higher).

What is the Actuarial Scientist salary in South Africa in 2026?

The median Actuarial Scientist salary in South Africa is R 78 000/month gross in 2026. Entry-level positions pay R 22 000–R 35 000/month, mid-level pays R 60 000–R 100 000/month, and senior roles pay R 100 000–R 250 000/month.

What is the Surgeon salary in South Africa in 2026?

The median Surgeon salary in South Africa is R 130 000/month gross in 2026. Entry-level positions pay R 55 000–R 80 000/month, mid-level pays R 90 000–R 160 000/month, and senior roles pay R 160 000–R 400 000/month.

How do I calculate take-home pay for a Actuarial Scientist or Surgeon?

Use the Rand Tools PAYE calculator. Enter the gross monthly salary and it will calculate your exact take-home pay after PAYE income tax, UIF (1% of gross, capped at R177.12/month), and any pension or medical aid contributions.

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