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Actuarial Scientist vs Physiotherapist
Salary Comparison.

Side-by-side monthly salary breakdown for South Africa in 2026 — entry to senior level, gross before tax.

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Actuarial Scientist earns 95% more than Physiotherapist

Median R 78 000/month vs R 40 000/month — a R 38 000/month difference

Higher earner

Actuarial Scientist

R78k/month

R 936 000/year

255% above SA workforce median

Physiotherapist

R40k/month

R 480 000/year

82% above SA workforce median

Salary by experience level

LevelActuarial ScientistPhysiotherapist
Entry-level(0–2 yrs)R 28 000R 26 000
Mid-level(3–6 yrs)R 78 000R 40 000
Senior(7+ yrs)R 145 000R 62 000

Median monthly gross before PAYE tax · South Africa 2026

Salary range comparison

Entry-level

Actuarial Scientist
R 28 000
Physiotherapist
R 26 000

Mid-level

Actuarial Scientist
R 78 000
Physiotherapist
R 40 000

Senior

Actuarial Scientist
R 145 000
Physiotherapist
R 62 000
Actuarial ScientistPhysiotherapist

Key differences

Actuarial Scientist

Salary rangeR22kR250k
MedianR 78 000/month
Annual (median)R936k

Actuaries are in extremely short supply in South Africa, and demand from both traditional insurance and new fields (fintech, data science) is accelerating.

Full Actuarial Scientist salary guide →

Physiotherapist

Salary rangeR22kR85k
MedianR 40 000/month
Annual (median)R480k

Growing demand driven by an ageing population, sport injury awareness, and post-surgical rehabilitation needs. NHI implementation may expand public-sector allied health posts significantly.

Full Physiotherapist salary guide →

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Frequently asked questions

Which earns more — a Actuarial Scientist or a Physiotherapist in South Africa?

A Actuarial Scientist earns more on average. The median monthly salary for a Actuarial Scientist is R 78 000/month, compared to R 40 000/month for a Physiotherapist — a difference of R 38 000/month (95% higher).

What is the Actuarial Scientist salary in South Africa in 2026?

The median Actuarial Scientist salary in South Africa is R 78 000/month gross in 2026. Entry-level positions pay R 22 000–R 35 000/month, mid-level pays R 60 000–R 100 000/month, and senior roles pay R 100 000–R 250 000/month.

What is the Physiotherapist salary in South Africa in 2026?

The median Physiotherapist salary in South Africa is R 40 000/month gross in 2026. Entry-level positions pay R 22 000–R 32 000/month, mid-level pays R 32 000–R 50 000/month, and senior roles pay R 50 000–R 85 000/month.

How do I calculate take-home pay for a Actuarial Scientist or Physiotherapist?

Use the Rand Tools PAYE calculator. Enter the gross monthly salary and it will calculate your exact take-home pay after PAYE income tax, UIF (1% of gross, capped at R177.12/month), and any pension or medical aid contributions.

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