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Actuarial Scientist vs Detective (SAPS)
Salary Comparison.

Side-by-side monthly salary breakdown for South Africa in 2026 — entry to senior level, gross before tax.

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Actuarial Scientist earns 271% more than Detective (SAPS)

Median R 78 000/month vs R 21 000/month — a R 57 000/month difference

Higher earner

Actuarial Scientist

R78k/month

R 936 000/year

255% above SA workforce median

Detective (SAPS)

R21k/month

R 252 000/year

5% below SA workforce median

Salary by experience level

LevelActuarial ScientistDetective (SAPS)
Entry-level(0–2 yrs)R 28 000R 14 000
Mid-level(3–6 yrs)R 78 000R 21 000
Senior(7+ yrs)R 145 000R 33 000

Median monthly gross before PAYE tax · South Africa 2026

Salary range comparison

Entry-level

Actuarial Scientist
R 28 000
Detective (SAPS)
R 14 000

Mid-level

Actuarial Scientist
R 78 000
Detective (SAPS)
R 21 000

Senior

Actuarial Scientist
R 145 000
Detective (SAPS)
R 33 000
Actuarial ScientistDetective (SAPS)

Key differences

Actuarial Scientist

Salary rangeR22kR250k
MedianR 78 000/month
Annual (median)R936k

Actuaries are in extremely short supply in South Africa, and demand from both traditional insurance and new fields (fintech, data science) is accelerating.

Full Actuarial Scientist salary guide →

Detective (SAPS)

Salary rangeR12kR45k
MedianR 21 000/month
Annual (median)R252k

SAPS detective posts are government-funded; growth is tied to budget allocations. The SAPS is chronically understaffed in detective capacity, with slow resolution of this gap.

Full Detective (SAPS) salary guide →

See your actual take-home pay

Enter any gross salary to calculate PAYE, UIF, and net pay after deductions.

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Frequently asked questions

Which earns more — a Actuarial Scientist or a Detective (SAPS) in South Africa?

A Actuarial Scientist earns more on average. The median monthly salary for a Actuarial Scientist is R 78 000/month, compared to R 21 000/month for a Detective (SAPS) — a difference of R 57 000/month (271% higher).

What is the Actuarial Scientist salary in South Africa in 2026?

The median Actuarial Scientist salary in South Africa is R 78 000/month gross in 2026. Entry-level positions pay R 22 000–R 35 000/month, mid-level pays R 60 000–R 100 000/month, and senior roles pay R 100 000–R 250 000/month.

What is the Detective (SAPS) salary in South Africa in 2026?

The median Detective (SAPS) salary in South Africa is R 21 000/month gross in 2026. Entry-level positions pay R 12 000–R 17 000/month, mid-level pays R 17 000–R 26 000/month, and senior roles pay R 25 000–R 45 000/month.

How do I calculate take-home pay for a Actuarial Scientist or Detective (SAPS)?

Use the Rand Tools PAYE calculator. Enter the gross monthly salary and it will calculate your exact take-home pay after PAYE income tax, UIF (1% of gross, capped at R177.12/month), and any pension or medical aid contributions.

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